Security insurances of the kind you get from the electricity chains when you buy mobile or you can drop. The Consumer Council has also advised against such. If you buy a TV, you are often offered insurance in the same vein; it should give you new if anything should happen to it.
But in many cases, you are covered by either the home insurance
For example, in a lightning strike or by the Consumer Purchase Act if the appliance stops working. You are entitled to get a new item or free repair if the product stops working within five years well to notice if it is not your fault and it is a product that is meant to last for so long. Such small insurances are also disproportionately expensive, are often based on foreign conditions and trigger a large form of accident should the accident occur.
It is often difficult to compare the price of insurance products because they are different in composition. Make it a habit Check to see if you can get a better deal on, for example, the car insurance or the home insurance before each major lapse (that’s only when you can change company).
Also, do not accept higher interest rates!
Norwegian insurance companies do not disclose how much the price goes up as banks must, in interest rate changes, they only send out a new giro, so you have to check against the old how much money has gone up. There is a cohabitant who, in principle, does not have an inheritance to be favored, this must be specifically agreed.
There are many different products and solutions when it comes to both debt and more traditional life insurance. Ask for offers from several insurance companies if you are looking for an individual deal. Prices vary, the products and their names likewise. But the insurance companies have a lot of good consulting expertise.